What is exactly a home loan for non-Australian non-resident ?
An Australia Mortgage for Foreigner – Non-Resident Home Loan is a type of financing designed to help people from overseas purchase property in Australia even if they do not live in the country full-time.
Instead of relying only on local opportunities, many international buyers explore Australian mortgages because the country’s real estate market is considered strong, stable, and attractive for long-term growth.
For some, choosing a non-resident home loan is linked to personal goals, such as securing a holiday residence, supporting children studying abroad, or preparing for a potential move in the future.
This growing interest in Australia Mortgage for Foreigner – Non-Resident Home Loan shows how global investment trends are evolving, with buyers looking for security, diversity, and connection in one of the world’s most appealing property markets.
Are There Home Loans in Australia Available for Non-Residents?
Yes ✅ — there are home loans in Australia available for non-residents, though they are more specialized than standard mortgages.
Australian banks and private lenders do provide financing options for foreign investors, expatriates, and overseas buyers, usually through dedicated non-resident mortgage products.
Which lenders in Australia propose mortgages for non-Australian who are not residing in the country ?
Here’s a refined list of Australian lenders and brokers offering mortgages to non-residents and foreign buyers, based on industry insights and trusted sources:
Lenders & Brokers Specializing in Non-Resident Mortgages in Australia
- NAB (National Australia Bank) – Offers home loans to expat Permanent Residents and select temporary visa holders, though with more restrictive conditions.
- Homeloan Experts – A mortgage broker service specifically targeting overseas buyers looking for Australian home loans.
- Map Home Loans – A broker branding itself as a top choice in Australia for non-residents seeking mortgage approval.
- Brighten Home Loans – A non-bank lender offering competitive non-resident home loans like Brighten Evergreen and Brighten Platinum, featuring strong online access and flexible options.
- Abacus Finance – A specialized mortgage brokerage that works with over 105 banks and lenders to secure loans for non-residents and foreign investors.
- iChoice Mortgage Brokers (Sydney) – Helps foreigners, expats, and temporary residents access Australian home loans by matching them with suitable lenders.
- HSBC Australia – Requires non-residents to open an account with HSBC Australia before submitting a home loan application.
- Firstmac (Non-bank lender) – Offers tailored “Expat Home Loan” products for Australian expats, accepting foreign-earned income and featuring online account access.