ISLAMIC LOAN FROM ABROAD

HALAL LOAN FROM OVERSEAS

An Islamic loan from abroad refers to a financial product offered by foreign Islamic banks that adheres to the principles of Sharia law and are made available by Islamic lenders from overseas.

The Islamic loan from overseas provides a Sharia-compliant funding mechanism for a wide range of purposes using Islamic finance products provided by Islamic banks from abroad in the case Halal finance is not available in the country of residence of the loan applicant.

The Hallal loan from abroad caters to individuals and businesses seeking to adhere to Islamic financial principles while accessing funding opportunities available in foreign markets while suffering under the absence of Islamic Finance in the place where they live.

Is it possible to access to an Islamic loan abroad while applying from the home country ?

Yes ✅ — it is possible to access an Islamic loan (Sharia-compliant financing) abroad while applying from your home country, but the feasibility depends on the type of loan and the country where you apply:

🟢 1. Property (Home) Financing

Many Islamic banks in countries such as UAE, Qatar, Saudi Arabia, Malaysia, Turkey, and the UK allow non-residents to apply for Sharia-compliant mortgages (Murabaha, Ijara, or Diminishing Musharaka).
Example: Dubai Islamic Bank and Abu Dhabi Islamic Bank offer non-resident Islamic mortgages to foreigners purchasing property in the UAE.
Conditions: larger down payment (often 30–40%), proof of income abroad, and sometimes opening a local account.

🟢 2. Personal Loans

Sharia-compliant personal loans (Islamic personal finance) are usually only available to residents of the country where the bank operates.
For non-residents applying from abroad, approval is very rare, unless you have strong banking ties (like an account or investments with that institution).

🟢 3. Business & Trade Finance

Some Islamic banks and international lenders offer Sharia-compliant business loans or trade finance to foreign companies or entrepreneurs.
Often arranged through Islamic windows of global banks (HSBC Amanah, Standard Chartered Saadiq, etc.).