Bank Account in Liechtenstein as a Foreign Non-Resident

Liechtenstein, for foreign non-residents, a small but wealthy country in the heart of Europe, has built a strong reputation for its private banking and wealth management services and the need for such accounts arises primarily from Liechtenstein’s reputation as a safe financial center.

Many institutions in the country specialize in serving high-net-worth individuals, family offices, and international investors, offering services that go beyond simple deposit accounts.

Can a non-resident open an account with a Liechtenstein bank ?

Yes ✅ — a non-resident can open a bank account in Liechtenstein, but there are strict conditions and high requirements. Liechtenstein is known for its private banking and wealth management, so banks are very selective.

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🌍 Key Points for Non-Residents

1. Eligibility for opening a bank account

• Non-residents (foreign individuals and companies) are allowed to open accounts.
• Accounts are usually designed for high-net-worth individuals (HNWIs), investors, or businesses.
• Everyday banking (like current accounts for daily use) is rarely offered to non-residents.

2. Minimum Deposit & Fees

• Many Liechtenstein banks require a high minimum deposit, often starting from CHF 100,000 – CHF 500,000 (sometimes more, depending on the bank).
• Annual maintenance and wealth management fees apply.

3. Documentation Required

• Valid passport / ID
• Proof of address abroad
• Source of funds (bank statements, tax returns, business documents)
• Wealth profile / purpose of account (investment, asset protection, inheritance, etc.)
• Due to strict AML (Anti-Money Laundering) rules, background checks are very detailed.

4. Services Typically Offered

• Private banking & wealth management
• Investment accounts (stocks, bonds, funds)
• Trust and foundation services (asset protection, succession planning)
• Multi-currency accounts (CHF, EUR, USD, GBP, etc.)

5. Restrictions & Regulations

• Liechtenstein banks comply with OECD and EU tax transparency rules.
• Automatic exchange of information (AEOI/CRS) applies → your home country’s tax authority may be notified about your account.

Which banks in Liechtenstein allow a non-resident to open an account?

overview of Liechtenstein banks that allow non‑residents to open accounts, based on available information from reliable sources:

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Liechtenstein Banks Accepting Non-Resident Clients

Liechtensteinische Landesbank (LLB)

• LLB, a leading universal bank in Liechtenstein, provides private banking, retail, and asset management services 
• It offers account packages that include basic services, credit cards, and tailored solutions for non-resident clients 
• While a personal visit is typically required for onboarding, remote account opening may be possible through intermediaries, depending on the case 

Alpinum Bank

• According to financial advisors, Alpinum Bank is known to accept non‑resident clients and often processes account openings within about 10 days .
• It offers different packages, including merchant or corporate accounts with competitive tariffs for international transactions .

Union Bank AG

• Union Bank AG also accepts non-resident applications, particularly for those with higher account activity or balances.
• Typical requirements include a minimum annual account turnover of around €7 million and a minimum balance of €100,000 .

Private Banks: VP Bank, LGT Group, Bank Frick

• VP Bank, LGT Group, and Bank Frick are well-established Liechtenstein banks with strong private banking and wealth management capabilities.
• While not each specifically confirmed for non‑resident account openings, given their global client focus and private banking orientation, they are highly likely to support qualified non‑resident clients .