Bank Account in Liechtenstein as a Foreign Non-Resident

Foreign Non-Residents Opening a Bank Account in Liechtenstein

What is a bank account in Liechtenstein for a foreign non-resident?

A Liechtenstein bank account for foreign non-residents is a financial account opened in a bank based in Liechtenstein by an individual or entity that does not reside in the Principality.

Liechtenstein, for foreign non-residents, a small but wealthy country in the heart of Europe, has built a strong reputation for its private banking and wealth management services and the need for such accounts arises primarily from Liechtenstein’s reputation as a safe financial center.

Many institutions in the country specialize in serving high-net-worth individuals, family offices, and international investors, offering services that go beyond simple deposit accounts.

Can a non-resident open an account with a Liechtenstein bank ?

Yes ✅ — a non-resident can open a bank account in Liechtenstein, but there are strict conditions and high requirements. Liechtenstein is known for its private banking and wealth management, so banks are very selective.

🌍 Key Points for Non-Residents

1. Eligibility for opening a bank account

Non-residents (foreign individuals and companies) are allowed to open accounts.
Accounts are usually designed for high-net-worth individuals (HNWIs), investors, or businesses.
Everyday banking (like current accounts for daily use) is rarely offered to non-residents.

2. Minimum Deposit & Fees

Many Liechtenstein banks require a high minimum deposit, often starting from CHF 100,000 – CHF 500,000 (sometimes more, depending on the bank).
Annual maintenance and wealth management fees apply.

3. Documentation Required

Valid passport / ID
Proof of address abroad
Source of funds (bank statements, tax returns, business documents)
Wealth profile / purpose of account (investment, asset protection, inheritance, etc.)
Due to strict AML (Anti-Money Laundering) rules, background checks are very detailed.

4. Services Typically Offered

Private banking & wealth management
Investment accounts (stocks, bonds, funds)
Trust and foundation services (asset protection, succession planning)
Multi-currency accounts (CHF, EUR, USD, GBP, etc.)

5. Restrictions & Regulations

Liechtenstein banks comply with OECD and EU tax transparency rules.
Automatic exchange of information (AEOI/CRS) applies → your home country’s tax authority may be notified about your account.

Which banks in Liechtenstein allow a non-resident to open an account?

overview of Liechtenstein banks that allow non‑residents to open accounts, based on available information from reliable sources:

Liechtenstein Banks Accepting Non-Resident Clients

Liechtensteinische Landesbank (LLB)

LLB, a leading universal bank in Liechtenstein, provides private banking, retail, and asset management services 
It offers account packages that include basic services, credit cards, and tailored solutions for non-resident clients 
While a personal visit is typically required for onboarding, remote account opening may be possible through intermediaries, depending on the case

Alpinum Bank

According to financial advisors, Alpinum Bank is known to accept non‑resident clients and often processes account openings within about 10 days .
It offers different packages, including merchant or corporate accounts with competitive tariffs for international transactions .

Union Bank AG

Union Bank AG also accepts non-resident applications, particularly for those with higher account activity or balances.
Typical requirements include a minimum annual account turnover of around €7 million and a minimum balance of €100,000 .

Private Banks: VP Bank, LGT Group, Bank Frick

VP Bank, LGT Group, and Bank Frick are well-established Liechtenstein banks with strong private banking and wealth management capabilities.
While not each specifically confirmed for non‑resident account openings, given their global client focus and private banking orientation, they are highly likely to support qualified non‑resident clients .